Insurance For Painting: It’s All About Quality Coverage

You take pride in providing quality painting for your clients. Therefore, you should have quality insurance for your painting business as well. See what it takes to protect a customer-focused business like yours in this article.

 

Insurance For Painting Details

 

When it comes to a great paint job, the details tell the story.

 

For example, professional painters like you help your clients choose the right paint and take the time to plan a job well done. When you strive for perfection, it makes all the difference — and it’s a difference your customers appreciate.

 

Understanding Quality Coverage

 

Your customers expect high quality work and count on you to provide just that. Also, you work hard to deliver the best. That’s why you’ll appreciate having an insurance company on your side to provide the best for you when it comes to protecting your business.

 

5 Essential Coverages For Professional Painters Like You:

 

1. Commercial auto
You’re often on the go, driving between different jobs to perform estimates and complete projects. At the bare minimum, it’s the first and last thing you do every day. Therefore, commercial auto coverage covers your business-use pickup trucks, vans, and utility vehicles. So, you can rest assured that your business won’t miss a beat should you get into a fender bender.

 

2. General liability
Safety is priority number one. You always make sure to keep that top of mind. Even so, if property damage and bodily injuries should occur, your business must continue to operate. Therefore, getting the right general liability insurance gives you that peace of mind. It even helps cover related defense costs if you need legal support.

 

3. Professional liability
You always do your best work and take care not to fall short when it comes to your performance, but accidents happen. That’s why it’s wise to get protection to safeguard your business. Professional liability insurance helps to cover you from negligence claims and defense costs, as well as errors and omissions of current, future, and previous work.

 

4. Business owner’s policy
A Business Owner’s Policy (BOP) is a convenient way to combine property damage and liability insurance in a single policy. This is a great solution if you, for example, have a dedicated workshop or garage where you keep your supplies.

 

5. Workers’ compensation
Your employees are your most valuable assets. Workers’ compensation is intended to help cover your employees’ medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness.

Insurance For Painting: Recap

 

Obviously, there’s a lot to consider when choosing the right business insurance policy to fit your needs — we get it. Picking the right coverage for your professional painting business deserves the same care as planning a paint job done right.